Canadian Travel Credit Cards: The Foreign Transaction Fee Reality Check (2026)

mr@mindfultravellers.ca (Mr. & Ms. Mindful Travellers) — Sat, 30 May 2026 00:00:00 +0000

The first time I checked my Amex Aeroplan Reserve statement after a two-week trip to Greece, I did a double-take. The lounge access was flawless. The companion voucher was generous. But the foreign transaction fees? They had quietly eaten nearly four percent of every euro I spent. As a travel credit card hobbyist who had spent months researching the best points strategies, I felt foolish for ignoring the most predictable leak in my travel budget.

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Canadian Travel Credit Cards: The Foreign Transaction Fee Reality Check (2026)