Wise Now Funds Your CAD Account by Interac e-Transfer for Free

A quick update for anyone who uses our send money to Mexico from Canada guide: funding your Wise CAD account just got free.

Wise now charges $0 to add CAD by Interac e-Transfer — the same funding method that used to cost around $6 per transfer. Two ways to use it:

  • Request Money: choose Interac e-Transfer in Wise’s “Add Money” flow, approve the request in your banking app, and the money lands in about 30 minutes.
  • Autodeposit: register your email with Interac inside Wise once, then a plain e-Transfer to that email tops up your CAD balance automatically, usually in 10–20 minutes.

Interac e-Transfer is now the default funding method — free and near-instant. EQ Bank bill pay stays in the guide as the backup for large sums: it still costs a flat $0.31 and handles up to $25,000 per transaction, which matters once you go past your own bank’s daily e-Transfer limit (often ~$3,000/day).

Full walkthrough, including the CLABE/SPEI send to Mexico and the EQ Bank bill pay setup, is in the updated guide: Send Money to Mexico From Canada — The Smart Way

Financial Disclosure: Mindful Travellers is not a financial advisor. Credit card and banking content is based on personal experience and public research. Terms, fees, and benefits change frequently. Always verify current terms with the issuer before applying. We may earn affiliate commissions from links on this page at no additional cost to you.

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